Argyle Land
Argyle Land
0

Frequently Asked Questions

Property Ownership and Acquisition

Who is the owner of the properties argyle.land is selling?

All properties offered on Argyle.land, unless otherwise noted, are the property of Argyle California Properties LLC, a real estate investment company. Classified ads that are specifically marked as such are the sole exceptions.

How do the sellers acquire their properties?

Unlike other land sellers, we don't buy through tax or foreclosure sales; instead, we almost exclusively buy properties from private individuals. Purchased homes come with warranty deeds. In essence, we purchase stunning, high-quality properties and then sell them to you for a significant discount. 

Are there any liens on the properties?

No. For every property we sell, we provide a free and clear marketable title assurance.

Are the mineral rights guaranteed for the properties?

As I went on, still gaining velocity, the palpitation of night and day merged into one continuous greyness; the sky took on a wonderful deepness of blue, a splendid luminous color like that of early twilight; the jerking sun became a streak of fire, a brilliant arch, in space; the moon a fainter fluctuating band; and I could see nothing of the stars, save now and then a brighter circle flickering in the blue.

Visiting and Researching the Property

Should I visit the property before buying?

YES, we strongly recommend that you inspect the property before buying. You should also check with the county on the zoning and approved uses of the property. Particularly, the County Planning and Zoning Department will also be able to tell you about the current and future development plans for the area. While we will do our best to tell you everything we know about each property, nothing replaces the value of doing your own research and due diligence.

How can I find the proeperty when doing my research?

Navigating property listings can be straightforward with the right tools and guidance. For each property featured on our website, we've curated a set of resources to help you pinpoint its location and get a clear sense of its geographical context. You'll find links to Google Maps, topographical maps, aerial imagery, and often, the County/Assessor’s Parcel Map for each listing. Additionally, we provide latitude and longitude coordinates for those utilizing GPS technology.


Please consider the following:


When the Property Has a Street Address

If the property comes with a street address, the process is fairly simple. Just head over to platforms like Google Maps or Apple Maps, enter the street name and city/town, and if available, the zip code. You’ll be able to zoom in and out, allowing you to see the property’s location in relation to its surroundings. Once you’ve identified the approximate location, you can cross-reference this with the plat map available for each property on our website.


When the Property Has a Street Address

If the property comes with a street address, the process is fairly simple. Just head over to platforms like Google Maps or Apple Maps, enter the street name and city/town, and if available, the zip code. You’ll be able to zoom in and out, allowing you to see the property’s location in relation to its surroundings. Once you’ve identified the approximate location, you can cross-reference this with the plat map available for each property on our website.


Understanding the Parcel Number System

Every county has a distinct system for parcel numbering, which serves as a crucial identifier for property location and tax purposes. In Arizona, for instance, the Assessor Parcel Number (APN) is the key identifier, typically formatted as XXX-XX-XXX or XXX-XX-XXXX (where the last digit may be a letter). This number corresponds to the Assessor’s Book, Page, and Parcel. For example, parcel number 503-90-664B indicates that the property is in Book 503, on Page 90, and is Parcel 664B on that page. California’s system is similar, though it differentiates between the Assessor’s Parcel number and the Assessor’s Tax number. To locate a property on a parcel map, just focus on the final set of numbers and find it on the attached map. We’ve marked each parcel up for auction for your convenience, and rest assured, we’ll issue the Warranty deed within 10 business days post-auction.
Are there any liens on the properties?

No. For every property we sell, we provide a free and clear marketable title assurance.

Are there any liens on the properties?

No. For every property we sell, we provide a free and clear marketable title assurance.

Which payment method is accepted to cover the first down payment and the ongoing monthly payments?

An additional option for making the down payment is with a credit card (Master Card, VISA, AMEX, and DISCOVERY). Personal checks or any of the previously mentioned payment methods may be used to cover the monthly installment payments.

What form of payment do you accept if I pay for the property in full?

Payment in full can also be in the form of a Credit Card (Master Card, VISA, AMEX, and DISCOVERY).

Can I make a larger down payment?

It is feasible to make a larger down payment, yes. Simply let us know how much you would like to pay down after winning the auction, and we will adjust the contract to reflect this. Of course, there are no early payment penalties or fees associated with making more monthly installments.

If I want to make a larger down payment how does this affect the loan?

If the $$ amount for the Down-Payment is larger than what is required the monthly payment will be reduced (minimum monthly payment is $60.00). The length (=time to pay-off) of the loan will stay the same.

Do I need to qualify for financing or how does this work?

That's not necessary to be eligible for funding. Making property ownership accessible to as many individuals as possible is the sellers' goal. They therefore don't need any official qualifications. It's really straightforward: we want to sell you a piece of land, and you want to buy it. That is all. Nonetheless, we do run a query on a database to find out if there is an IRS lien pending against you. Due to the fact that IRS liens adhere to real estate like adhesive, this would be the ONLY factor that would disqualify you. Apart from that, we don't give your credit any consideration. Your credit score is not taken into consideration, and bankruptcies are OK.

How Long can I finance the property?

The length of the loan (time to pay-off) depends on the purchase price. The following rules apply:

If the purchase price
$1 – $1,000Must be paid in full at time of purchase
$1,001 – $4,999Can be financed for up to 3 years (= 36 months)
$5,000 – $9,999Can be financed for up to 5 years (= 60 months)
$10,000 – $19,999Can be financed for up to 8 years (= 96 months)
$20,000 – $29,999Can be financed for up to 10 years (= 120 months)
$30,000 – $39,999Can be financed for up to 12 years (= 144 months)
$40,000 – $59,999Can be financed for up to 14 years (= 168 months)
$60,000 +Can be financed for up to 15 years (= 180 months)

How low can I expect my monthly payment to be?

Your expected monthly payment will be in the following range: (all monthly payment amounts are calculated taking into consideration the down payment at the day of the auction) with the first number being the low (if the purchase price ends up on the low end of the range) and the second number being the maximum amount (if the purchase pricereaches the high amount in that financing range)

If the purchase price is
$1-$1,000Must be paid in full at time of purchase
$1,001-$4,999The monthly payment will be in the range of $60.00 to $163.66
$5,000-$9,999The monthly payment will be in the range of $108.73 to $217.40
$10,000-$19,999The monthly payment will be in the range of $157.08 to $314.15
$20,000-$29,999The monthly payment will be in the range of $275.44 to $413..24
$30,000-$39,999The monthly payment will be $376.07 to $501.41
$40,000-$59,999The monthly payment will be in the range of $467.62 to $701.42
$60,000The monthly payment will be in the range of $681.96 to $852.04
 
Can I buy more than one property?
 

Yes, you can buy as many properties as you want.

 
Is there any penalty for paying off a property early?

No. There are no early payment penalties when you pay off your property. We can tell you the amount of your pay-off by giving you a call at any moment.

What kind of Contract will I be signing when purchasing a piece of land at your auction?

We will both sign a Sale Agreement/Contract for Deed, which outlines all the parameters of the transaction, including the sale price, down payment, monthly payments, interest rate, cost of borrowing, and all the information typically found in such a document, after winning a fantastic piece of land at our auction. Once this form is signed by both of us, we shall, upon request, file the original copy with the county clerk or recorder in the county where the property is located.

What are the advantages of purchasing a property through a contract for deed on terms?

By recording the Sale Agreement/Contract for Deed, you establish your ownership clearly and gain complete security. It facilitates the process of selling the property again, for instance.

Once the property is paid off, what kind of Deed do you convey the property with?

After a property bought on Argyle.land is paid for, Special Warranty Deeds—known as Grant Deeds in California—are the only means by which title is transferred. You, our esteemed client, are granted one of the strongest levels of protection with this type of deed. 

When do I get the Deed to my property?

Within thirty (30) business days of making your final payment, a Special Warranty Deed will transfer ownership of the property to you. The debt Servicing company will notify the seller if a debt has been paid off. If there has been a cash sale, the loan servicing agency will let the seller know. In all situations, the seller agrees to execute all documents required for ownership transfer and to produce a Special Warranty deed to the county recorder/clerk. Furthermore, copies of the notarised deed will be mailed to you so you have documentation proving the seller gave you the property. The county recorder/clerk will return the original Warranty deed to you directly once it has been recorded. The recorded deed may not be returned to you by the county recorder/clerk for 4 to 14 weeks, depending on the jurisdiction.

Who should I get in touch with, regarding any enquiries concerning a particular property?

If your questions cannot be answered through our TERMS & CONDITIONS, please don’t hesitate to call 9497811776.

How can I locate the property in my research?

Here are a few useful tips for locating real estate for sale. We have included links to each property featured on our website so you may locate the homes and get an idea of their approximate geographic location. Included are links to www.maps.google.com, the property's topographical map, an aerial photo of the area, and frequently the County / Assessor's Parcel Map for every property. In addition, these maps provide the latitude and longitude coordinates for every property in case you have access to a GPS device.

The following two scenarios can assist you in locating the desired properties:

1. There is a street address for the property.

Finding the property is quite easy if this is the case. Enter the name of the street and the name of the city or town on www.mapquest.com or maps.yahoo.com. The approximate location of the property will appear when you enter the zip code, if it is available. You can adjust the zoom level to the point where it is easy for you to see the location of the property in relation to its surroundings. After determining the property's approximate position, you can compare the plat map—which is accessible for each property on www.argyle.land —with the detailed view of the property location—which can be found on www.mapquest.com.


2. If the property is in an area with no street signs.

In this situation, we advise printing the comprehensive topographical map that can be found by clicking the "TOPO MAP" link for every property or by buying a topographical mapping program like www.delorme.com. We also strongly advise using a GPS (Global Positioning System) to assist you in locating the property, if at all possible. Any large electronics store will sell inexpensive, basic handheld GPS units. A completely functional multi-color interactive GPS system can be achieved by connecting a GPS device of this kind to a laptop or handheld device that is running any of the popular mapping software applications. It should be quite simple to obtain the precise latitude and longitude in such a system once you enter the measurements that we have provided for each property.


Understanding the Parcel number system.

To identify each particular property and its location within the county, the majority of counties in the majority of states use a highly specific numbering system. In many instances, such numbers are also used as IDs for the purpose of collecting property taxes. The single most significant property identifier in Arizona is the Assessor Parcel Number, or APN. It is made up of three sets of numbers: XXX-XX-XXX and, on sometimes, XXX-XX-XXXX (the last digit in the latter case is typically a letter). Each parcel number is composed of three parts: the Parcel, the Page, and the Assessor's Book.

Have any questions?

Feel Free and Connect With Us

As I went on, still gaining velocity, the palpitation of night and day merged into one continuous greyness; the sky took on a wonderful deepness of blue, a splendid luminous color like that of early twilight; the jerking sun became a streak of fire, a brilliant arch, in space; the moon a fainter fluctuating band; and I could see nothing of the stars, save now and then a brighter circle flickering in the blue.

How can I determine the location of this property in relation to other areas of the County, State, or Nation by looking at a plat map and/or the brief legal description?

In the United States, there are three ways to describe something.

(1) Boundaries and Metes

(2) Surveying in a rectangle, and

(3) Block and subdivision lot.

Survey system in rectangle form (Ranges, Townships, and Sections):

Principal meridians and base lines are the two sets of intersecting lines that form the foundation of the rectangular survey system. Base lines travel east and west, while the principal meridians are the lines that run north and south. With the use of latitude and longitude degrees, both can be precisely located. Every principal meridian has a base line that crosses it, along with a name or number. A defined amount of land is surveyed using each primary meridian and base line.

General Questions

Feel Free and Connect With Us

Q. Where should I send my payment for the loan I have with you?
A monthly loan payment should be sent to 

Q. To whom should I send the cheque?
A.


Q. What should I do if I receive a tax bill from the county?
A. Simply mail your tax bill to: if we serve your loan. 

Added to cart
- There was an error adding to cart. Please try again.
Quantity updated
- An error occurred. Please try again later.
Deleted from cart
- Can't delete this product from the cart at the moment. Please try again later.